Flexible Financing for
Every Smile
No Down Payment Options | Flexible Financing Plans | Low Monthly Payments
Making Great Smiles Affordable For Everyone
At Orthodontic Specialists, we believe everyone deserves a confident, healthy smile—without financial stress. That’s why we offer flexible payment plans, accept all major insurance providers, and have dedicated financial coordinators to guide you every step of the way. Our convenient online payment portal makes it easy to manage your account anytime, anywhere. From personalized financing to expert support, we’re here to make exceptional orthodontic care affordable and accessible for every smile.

Financial Coordinator
Our financial coordinators are here to make your treatment experience smooth and stress-free. They help you understand your insurance benefits, explain all available payment and financing options, and work with you to create a plan that fits your budget. From answering questions to guiding you through our online payment portal, they’re your go-to resource for making your new smile affordable and manageable.
Insurance Specialist
We are in-network with all major insurance providers to help you get the most out of your orthodontic benefits. Our experienced team handles the verification, billing, and submission process for you, ensuring everything is accurate and hassle-free. We’re committed to making treatment as affordable and straightforward as possible by maximizing your coverage and minimizing out-of-pocket costs.
In Network Insurances
- Aetna DMO/PPO/Vital Savings Plan
- AFSCME
- Ameriplan
- AMERITAS
- ANTHEM BCBS 100/200/300 series & PPO
- AON Dental
- Careington Platinum | Care POS | 500 Series | HIP VIP Plans
- Custom Design Benefits- Ins Plan offered by Cincinnati Dental Services
- Cigna DHMO/PPO
- Connection Dental/ GEHA
- Custom Design Benefits - Ins Plan offered by Cincinnati Dental Services
- Delta PPO/Premier
- Dental Care Plus
- Dental Health Option
- Dentemax
- Sun Life | Dentaquest Ohio
- Guardian
- Humana Advantage | DHMO | EPO | PPO
- Metlife
- Principal
- Sun Life | DHA
- Superior
- United Concordia ADDP | TDP | National Free for Service
- Uni-Care
- United Healthcare
Online Payment Portal
Managing your account through our online portal gives you convenient, 24/7 access to everything you need—right at your fingertips. You can view statements, make secure payments, and track your balance anytime, from anywhere. It’s an easy, stress-free way to stay on top of your treatment plan and finances without the need for phone calls or in-office visits.
Financing options
1. Pay In Full
Bookkeeping discount - 5% with a Check or debit payment, 3% with a credit card payment.
2. IN-House Financing
0% interest, No Down Payment, Monthly Payments as low as $99*
*subject to credit approval.
3. Financing Through Cherry
Low monthly payment options, up to 60 month payment plans, no hard credit check, 0% APR plans available.
